Call reports 2012
IXONIA BANK — 2012
What IXONIA BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 304,420,000 | 304,003,000 | 291,766,000 | 299,166,000 |
| Total loans | 223,415,000 | 204,735,000 | 185,128,000 | 171,439,000 |
| Allowance for loan losses | 12,865,000 | 8,510,000 | 5,830,000 | 7,461,000 |
| Securities available for sale | 34,104,000 | 35,427,000 | 54,980,000 | 55,586,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 281,476,000 | 269,441,000 | 257,827,000 | 267,098,000 |
| Interest-bearing deposits | 245,797,000 | 231,845,000 | 222,242,000 | 227,870,000 |
| Noninterest-bearing deposits | 35,679,000 | 37,596,000 | 35,585,000 | 39,228,000 |
| Equity capital | 16,615,000 | 30,555,000 | 29,509,000 | 25,917,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,897,000 | 5,590,000 | 8,119,000 | 10,495,000 |
| Interest expense | 589,000 | 1,085,000 | 1,532,000 | 1,921,000 |
| Net interest income | 2,308,000 | 4,505,000 | 6,587,000 | 8,574,000 |
| Noninterest income | 620,000 | 1,249,000 | 2,214,000 | 1,381,000 |
| Noninterest expense | 2,413,000 | 5,942,000 | 7,519,000 | 10,765,000 |
| Provision for loan losses | 4,590,000 | 10,490,000 | 12,909,000 | 14,484,000 |
| Pretax income | -4,075,000 | -10,678,000 | -11,224,000 | -14,891,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -4,075,000 | -10,678,000 | -11,224,000 | -14,891,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,008,000 | 29,851,000 | 29,302,000 | 25,630,000 |
| Total capital | 19,024,000 | 32,668,000 | 32,055,000 | 28,343,000 |
| Risk-weighted assets | 231,086,000 | 219,682,000 | 217,198,000 | 211,899,000 |