Call reports 2011
IXONIA BANK — 2011
What IXONIA BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 366,882,000 | 353,992,000 | 348,135,000 | 345,172,000 |
| Total loans | 277,765,000 | 265,644,000 | 253,773,000 | 242,261,000 |
| Allowance for loan losses | 9,627,000 | 6,984,000 | 8,198,000 | 10,117,000 |
| Securities available for sale | 47,526,000 | 40,547,000 | 35,768,000 | 35,721,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 322,273,000 | 320,411,000 | 315,210,000 | 312,926,000 |
| Interest-bearing deposits | 290,642,000 | 287,208,000 | 280,434,000 | 273,694,000 |
| Noninterest-bearing deposits | 31,631,000 | 33,203,000 | 34,776,000 | 39,232,000 |
| Equity capital | 25,351,000 | 24,799,000 | 23,949,000 | 20,662,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,800,000 | 7,487,000 | 10,892,000 | 14,093,000 |
| Interest expense | 1,125,000 | 2,077,000 | 2,947,000 | 3,694,000 |
| Net interest income | 2,675,000 | 5,410,000 | 7,945,000 | 10,399,000 |
| Noninterest income | 488,000 | 967,000 | 1,527,000 | 2,318,000 |
| Noninterest expense | 2,850,000 | 5,840,000 | 7,630,000 | 10,644,000 |
| Provision for loan losses | 0 | 1,615,000 | 4,015,000 | 7,677,000 |
| Pretax income | 313,000 | -961,000 | -1,846,000 | -5,277,000 |
| Income tax | 0 | 0 | 0 | 35,000 |
| Net income | 313,000 | -961,000 | -1,846,000 | -5,312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,704,000 | 24,430,000 | 23,545,000 | 20,087,000 |
| Total capital | 29,492,000 | 27,968,000 | 26,953,000 | 23,337,000 |
| Risk-weighted assets | 297,218,000 | 279,585,000 | 267,871,000 | 253,140,000 |