Call reports 2018
SAINTE MARIE STATE BANK — 2018
What SAINTE MARIE STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 20,783,000 | 19,969,000 | 20,057,000 | 19,452,000 |
| Total loans | 15,227,000 | 15,423,000 | 15,027,000 | 14,715,000 |
| Allowance for loan losses | 460,000 | 460,000 | 460,000 | 460,000 |
| Securities available for sale | 2,876,000 | 2,874,000 | 2,870,000 | 2,281,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,682,000 | 15,869,000 | 15,950,000 | 15,352,000 |
| Interest-bearing deposits | 14,284,000 | 13,814,000 | 14,143,000 | 13,444,000 |
| Noninterest-bearing deposits | 2,398,000 | 2,056,000 | 1,807,000 | 1,908,000 |
| Equity capital | 4,075,000 | 4,076,000 | 4,079,000 | 4,076,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 158,000 | 317,000 | 478,000 | 636,000 |
| Interest expense | 41,000 | 83,000 | 127,000 | 168,000 |
| Net interest income | 117,000 | 234,000 | 351,000 | 468,000 |
| Noninterest income | 2,000 | -29,000 | -28,000 | -26,000 |
| Noninterest expense | 114,000 | 197,000 | 310,000 | 441,000 |
| Provision for loan losses | 362,000 | 362,000 | 362,000 | 362,000 |
| Pretax income | -357,000 | -354,000 | -349,000 | -361,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -357,000 | -354,000 | -349,000 | -361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,100,000 | 4,102,000 | 4,093,000 | 4,082,000 |
| Total capital | 4,560,000 | 4,309,000 | 4,300,000 | 4,289,000 |
| Risk-weighted assets | 17,893,000 | 16,659,000 | 16,947,000 | 16,330,000 |