Call reports 2017
SAINTE MARIE STATE BANK — 2017
What SAINTE MARIE STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 21,128,000 | 20,644,000 | 20,697,000 | 21,798,000 |
| Total loans | 16,176,000 | 16,112,000 | 15,946,000 | 15,752,000 |
| Allowance for loan losses | 98,000 | 98,000 | 98,000 | 98,000 |
| Securities available for sale | 2,291,000 | 2,293,000 | 2,291,000 | 2,284,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,667,000 | 16,162,000 | 16,200,000 | 17,326,000 |
| Interest-bearing deposits | 14,244,000 | 14,158,000 | 14,265,000 | 14,216,000 |
| Noninterest-bearing deposits | 2,423,000 | 2,003,000 | 1,935,000 | 3,110,000 |
| Equity capital | 4,438,000 | 4,460,000 | 4,474,000 | 4,449,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 159,000 | 318,000 | 477,000 | 636,000 |
| Interest expense | 39,000 | 78,000 | 119,000 | 161,000 |
| Net interest income | 120,000 | 240,000 | 358,000 | 475,000 |
| Noninterest income | 2,000 | 3,000 | 4,000 | 5,000 |
| Noninterest expense | 117,000 | 218,000 | 323,000 | 461,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 5,000 | 25,000 | 39,000 | 19,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 5,000 | 25,000 | 39,000 | 19,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,416,000 | 4,438,000 | 4,451,000 | 4,409,000 |
| Total capital | 4,514,000 | 4,536,000 | 4,549,000 | 4,507,000 |
| Risk-weighted assets | 18,386,000 | 17,866,000 | 18,020,000 | 18,425,000 |