Call reports 2016
SAINTE MARIE STATE BANK — 2016
What SAINTE MARIE STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 20,339,000 | 20,626,000 | 20,634,000 | 21,250,000 |
| Total loans | 15,898,000 | 15,966,000 | 16,699,000 | 16,486,000 |
| Allowance for loan losses | 98,000 | 98,000 | 98,000 | 98,000 |
| Securities available for sale | 2,064,000 | 2,063,000 | 2,059,000 | 1,782,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,918,000 | 16,176,000 | 16,173,000 | 16,801,000 |
| Interest-bearing deposits | 13,844,000 | 14,213,000 | 14,468,000 | 14,002,000 |
| Noninterest-bearing deposits | 2,073,000 | 1,964,000 | 1,705,000 | 2,799,000 |
| Equity capital | 4,402,000 | 4,430,000 | 4,442,000 | 4,428,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 174,000 | 333,000 | 500,000 | 663,000 |
| Interest expense | 33,000 | 67,000 | 103,000 | 141,000 |
| Net interest income | 141,000 | 266,000 | 397,000 | 522,000 |
| Noninterest income | 2,000 | 4,000 | 4,000 | 6,000 |
| Noninterest expense | 118,000 | 220,000 | 339,000 | 465,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 25,000 | 50,000 | 62,000 | 63,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 25,000 | 50,000 | 62,000 | 63,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,385,000 | 4,413,000 | 4,425,000 | 4,406,000 |
| Total capital | 4,483,000 | 4,511,000 | 4,523,000 | 4,504,000 |
| Risk-weighted assets | 17,537,000 | 18,203,000 | 18,425,000 | 18,957,000 |