Call report 2016Q1
CITIZENS FIRST BANK — 2016Q1
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2016Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 160,189,000 | USD | evidence → |
| Total loans | 117,220,000 | USD | evidence → |
| Allowance for loan losses | 1,251,000 | USD | evidence → |
| Securities available for sale | 18,014,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 141,336,000 | USD | evidence → |
| Interest-bearing deposits | 113,566,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,770,000 | USD | evidence → |
| Equity capital | 14,168,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,845,000 | USD | evidence → |
| Interest expense | 219,000 | USD | evidence → |
| Net interest income | 1,626,000 | USD | evidence → |
| Noninterest income | 318,000 | USD | evidence → |
| Noninterest expense | 1,541,000 | USD | evidence → |
| Provision for loan losses | 90,000 | USD | evidence → |
| Pretax income | 313,000 | USD | evidence → |
| Income tax | 120,000 | USD | evidence → |
| Net income | 193,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,030,000 | USD | evidence → |
| Total capital | 15,281,000 | USD | evidence → |
| Risk-weighted assets | 112,305,000 | USD | evidence → |