Call report 2012Q4
CITIZENS FIRST BANK — 2012Q4
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 148,619,000 | USD | evidence → |
| Total loans | 109,546,000 | USD | evidence → |
| Allowance for loan losses | 1,412,000 | USD | evidence → |
| Securities available for sale | 16,756,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 133,150,000 | USD | evidence → |
| Interest-bearing deposits | 112,335,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,815,000 | USD | evidence → |
| Equity capital | 12,512,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,666,000 | USD | evidence → |
| Interest expense | 2,044,000 | USD | evidence → |
| Net interest income | 5,622,000 | USD | evidence → |
| Noninterest income | 1,506,000 | USD | evidence → |
| Noninterest expense | 6,760,000 | USD | evidence → |
| Provision for loan losses | 1,193,000 | USD | evidence → |
| Pretax income | -782,000 | USD | evidence → |
| Income tax | -327,000 | USD | evidence → |
| Net income | -455,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,149,000 | USD | evidence → |
| Total capital | 13,466,000 | USD | evidence → |
| Risk-weighted assets | 105,272,000 | USD | evidence → |