Call report 2009Q4
CITIZENS FIRST BANK — 2009Q4
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 160,913,000 | USD | evidence → |
| Total loans | 116,659,000 | USD | evidence → |
| Allowance for loan losses | 1,487,000 | USD | evidence → |
| Securities available for sale | 16,027,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 144,117,000 | USD | evidence → |
| Interest-bearing deposits | 126,573,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,544,000 | USD | evidence → |
| Equity capital | 11,422,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,358,000 | USD | evidence → |
| Interest expense | 4,062,000 | USD | evidence → |
| Net interest income | 5,296,000 | USD | evidence → |
| Noninterest income | 1,709,000 | USD | evidence → |
| Noninterest expense | 6,013,000 | USD | evidence → |
| Provision for loan losses | 1,132,000 | USD | evidence → |
| Pretax income | -769,000 | USD | evidence → |
| Income tax | -361,000 | USD | evidence → |
| Net income | -408,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,314,000 | USD | evidence → |
| Total capital | 12,725,000 | USD | evidence → |
| Risk-weighted assets | 112,777,000 | USD | evidence → |