Call report 2007Q2
CITIZENS FIRST BANK — 2007Q2
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 135,624,000 | USD | evidence → |
| Total loans | 98,861,000 | USD | evidence → |
| Allowance for loan losses | 1,035,000 | USD | evidence → |
| Securities available for sale | 16,272,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 115,665,000 | USD | evidence → |
| Interest-bearing deposits | 99,617,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,048,000 | USD | evidence → |
| Equity capital | 10,820,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,854,000 | USD | evidence → |
| Interest expense | 2,128,000 | USD | evidence → |
| Net interest income | 2,726,000 | USD | evidence → |
| Noninterest income | 702,000 | USD | evidence → |
| Noninterest expense | 2,282,000 | USD | evidence → |
| Provision for loan losses | 117,000 | USD | evidence → |
| Pretax income | 1,029,000 | USD | evidence → |
| Income tax | 394,000 | USD | evidence → |
| Net income | 635,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,901,000 | USD | evidence → |
| Total capital | 11,936,000 | USD | evidence → |
| Risk-weighted assets | 95,650,000 | USD | evidence → |
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