Call report 2006Q2
CITIZENS FIRST BANK — 2006Q2
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2006Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 110,902,000 | USD | evidence → |
| Total loans | 85,743,000 | USD | evidence → |
| Allowance for loan losses | 831,000 | USD | evidence → |
| Securities available for sale | 12,748,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 91,204,000 | USD | evidence → |
| Interest-bearing deposits | 76,923,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,281,000 | USD | evidence → |
| Equity capital | 9,498,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,925,000 | USD | evidence → |
| Interest expense | 1,490,000 | USD | evidence → |
| Net interest income | 2,435,000 | USD | evidence → |
| Noninterest income | 673,000 | USD | evidence → |
| Noninterest expense | 2,004,000 | USD | evidence → |
| Provision for loan losses | 106,000 | USD | evidence → |
| Pretax income | 998,000 | USD | evidence → |
| Income tax | 382,000 | USD | evidence → |
| Net income | 616,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,637,000 | USD | evidence → |
| Total capital | 10,468,000 | USD | evidence → |
| Risk-weighted assets | 82,040,000 | USD | evidence → |
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