Call report 2005Q3
CITIZENS FIRST BANK — 2005Q3
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 99,453,000 | USD | evidence → |
| Total loans | 79,705,000 | USD | evidence → |
| Allowance for loan losses | 770,000 | USD | evidence → |
| Securities available for sale | 9,184,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 82,516,000 | USD | evidence → |
| Interest-bearing deposits | 70,119,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,397,000 | USD | evidence → |
| Equity capital | 8,724,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,590,000 | USD | evidence → |
| Interest expense | 1,577,000 | USD | evidence → |
| Net interest income | 3,013,000 | USD | evidence → |
| Noninterest income | 777,000 | USD | evidence → |
| Noninterest expense | 2,503,000 | USD | evidence → |
| Provision for loan losses | 164,000 | USD | evidence → |
| Pretax income | 1,115,000 | USD | evidence → |
| Income tax | 427,000 | USD | evidence → |
| Net income | 688,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,807,000 | USD | evidence → |
| Total capital | 9,577,000 | USD | evidence → |
| Risk-weighted assets | 73,822,000 | USD | evidence → |
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