Call report 2005Q1
CITIZENS FIRST BANK — 2005Q1
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 91,259,000 | USD | evidence → |
| Total loans | 72,669,000 | USD | evidence → |
| Allowance for loan losses | 717,000 | USD | evidence → |
| Securities available for sale | 8,490,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 75,052,000 | USD | evidence → |
| Interest-bearing deposits | 65,206,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,846,000 | USD | evidence → |
| Equity capital | 8,280,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,399,000 | USD | evidence → |
| Interest expense | 471,000 | USD | evidence → |
| Net interest income | 928,000 | USD | evidence → |
| Noninterest income | 208,000 | USD | evidence → |
| Noninterest expense | 812,000 | USD | evidence → |
| Provision for loan losses | 62,000 | USD | evidence → |
| Pretax income | 262,000 | USD | evidence → |
| Income tax | 100,000 | USD | evidence → |
| Net income | 162,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,385,000 | USD | evidence → |
| Total capital | 9,102,000 | USD | evidence → |
| Risk-weighted assets | 67,389,000 | USD | evidence → |
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