Call report 2004Q2
CITIZENS FIRST BANK — 2004Q2
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 76,327,000 | USD | evidence → |
| Total loans | 61,565,000 | USD | evidence → |
| Allowance for loan losses | 611,000 | USD | evidence → |
| Securities available for sale | 8,753,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 63,666,000 | USD | evidence → |
| Interest-bearing deposits | 54,572,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,094,000 | USD | evidence → |
| Equity capital | 5,968,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,257,000 | USD | evidence → |
| Interest expense | 667,000 | USD | evidence → |
| Net interest income | 1,590,000 | USD | evidence → |
| Noninterest income | 440,000 | USD | evidence → |
| Noninterest expense | 1,372,000 | USD | evidence → |
| Provision for loan losses | 148,000 | USD | evidence → |
| Pretax income | 511,000 | USD | evidence → |
| Income tax | 196,000 | USD | evidence → |
| Net income | 315,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,047,000 | USD | evidence → |
| Total capital | 6,658,000 | USD | evidence → |
| Risk-weighted assets | 56,886,000 | USD | evidence → |
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