Call report 2002Q1
CITIZENS FIRST BANK — 2002Q1
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2002Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 61,030,000 | USD | evidence → |
| Total loans | 42,393,000 | USD | evidence → |
| Allowance for loan losses | 414,000 | USD | evidence → |
| Securities available for sale | 9,448,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 56,204,000 | USD | evidence → |
| Interest-bearing deposits | 50,138,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,066,000 | USD | evidence → |
| Equity capital | 4,211,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,039,000 | USD | evidence → |
| Interest expense | 443,000 | USD | evidence → |
| Net interest income | 596,000 | USD | evidence → |
| Noninterest income | 124,000 | USD | evidence → |
| Noninterest expense | 560,000 | USD | evidence → |
| Provision for loan losses | 35,000 | USD | evidence → |
| Pretax income | 125,000 | USD | evidence → |
| Income tax | 37,000 | USD | evidence → |
| Net income | 88,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,225,000 | USD | evidence → |
| Total capital | 4,639,000 | USD | evidence → |
| Risk-weighted assets | 39,213,000 | USD | evidence → |
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