Call reports 2025
PACIFIC WEST BANK — 2025
What PACIFIC WEST BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 342,781,000 | 361,550,000 | 360,366,000 | 386,098,000 |
| Total loans | 256,272,000 | 260,395,000 | 272,140,000 | 276,567,000 |
| Allowance for loan losses | 3,554,000 | 2,946,000 | 3,207,000 | 3,192,000 |
| Securities available for sale | 42,852,000 | 41,015,000 | 40,544,000 | 39,374,000 |
| Securities held to maturity | 7,747,000 | 7,247,000 | 6,747,000 | 5,997,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 290,765,000 | 318,779,000 | 316,760,000 | 342,329,000 |
| Interest-bearing deposits | 222,730,000 | 247,593,000 | 243,444,000 | 263,617,000 |
| Noninterest-bearing deposits | 68,035,000 | 71,186,000 | 73,316,000 | 78,712,000 |
| Equity capital | 34,149,000 | 34,481,000 | 35,254,000 | 35,569,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,381,000 | 9,015,000 | 13,836,000 | 18,720,000 |
| Interest expense | 1,904,000 | 3,917,000 | 5,942,000 | 7,793,000 |
| Net interest income | 2,477,000 | 5,098,000 | 7,894,000 | 10,927,000 |
| Noninterest income | 227,000 | 473,000 | 718,000 | 1,008,000 |
| Noninterest expense | 2,568,000 | 5,115,000 | 7,724,000 | 10,476,000 |
| Provision for loan losses | 19,000 | 117,000 | 390,000 | 649,000 |
| Pretax income | 136,000 | 336,000 | 779,000 | 1,102,000 |
| Income tax | 54,000 | 124,000 | 256,000 | 452,000 |
| Net income | 82,000 | 212,000 | 523,000 | 650,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,760,000 | 35,987,000 | 36,434,000 | 36,475,000 |