Call reports 2022
PACIFIC WEST BANK — 2022
What PACIFIC WEST BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 260,806,000 | 274,546,000 | 291,288,000 | 281,866,000 |
| Total loans | 193,999,000 | 190,957,000 | 196,091,000 | 203,666,000 |
| Allowance for loan losses | 2,375,000 | 2,475,000 | 2,525,000 | 2,585,000 |
| Securities available for sale | 26,661,000 | 38,880,000 | 43,346,000 | 43,077,000 |
| Securities held to maturity | 6,745,000 | 7,745,000 | 7,745,000 | 7,745,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,019,000 | 232,054,000 | 250,623,000 | 240,090,000 |
| Interest-bearing deposits | 126,328,000 | 140,683,000 | 147,540,000 | 143,266,000 |
| Noninterest-bearing deposits | 92,691,000 | 91,371,000 | 103,083,000 | 96,824,000 |
| Equity capital | 34,221,000 | 33,473,000 | 32,928,000 | 34,031,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,647,000 | 5,432,000 | 8,501,000 | 11,744,000 |
| Interest expense | 113,000 | 235,000 | 492,000 | 891,000 |
| Net interest income | 2,534,000 | 5,197,000 | 8,009,000 | 10,853,000 |
| Noninterest income | 71,000 | 143,000 | 299,000 | 491,000 |
| Noninterest expense | 1,978,000 | 3,986,000 | 6,157,000 | 8,450,000 |
| Provision for loan losses | 150,000 | 250,000 | 300,000 | 360,000 |
| Pretax income | 477,000 | 1,104,000 | 1,851,000 | 2,534,000 |
| Income tax | 122,000 | 352,000 | 576,000 | 698,000 |
| Net income | 355,000 | 752,000 | 1,275,000 | 1,836,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,748,000 | 33,706,000 | 33,864,000 | 36,300,000 |