Call reports 2019
PACIFIC WEST BANK — 2019
What PACIFIC WEST BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 92,498,000 | 94,836,000 | 104,206,000 | 125,388,000 |
| Total loans | 51,437,000 | 55,844,000 | 65,410,000 | 77,701,000 |
| Allowance for loan losses | 670,000 | 700,000 | 800,000 | 920,000 |
| Securities available for sale | 0 | 5,229,000 | 6,846,000 | 10,434,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,728,000 | 59,998,000 | 69,470,000 | 88,516,000 |
| Interest-bearing deposits | 37,878,000 | 39,584,000 | 45,356,000 | 61,292,000 |
| Noninterest-bearing deposits | 19,850,000 | 20,414,000 | 24,114,000 | 27,224,000 |
| Equity capital | 34,607,000 | 34,499,000 | 34,323,000 | 34,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 925,000 | 1,980,000 | 3,047,000 | 4,259,000 |
| Interest expense | 96,000 | 202,000 | 333,000 | 531,000 |
| Net interest income | 829,000 | 1,778,000 | 2,714,000 | 3,728,000 |
| Noninterest income | 23,000 | 52,000 | 79,000 | 107,000 |
| Noninterest expense | 1,104,000 | 2,280,000 | 3,446,000 | 4,801,000 |
| Provision for loan losses | 0 | 30,000 | 130,000 | 250,000 |
| Pretax income | -252,000 | -480,000 | -783,000 | -1,216,000 |
| Income tax | -66,000 | -126,000 | -205,000 | -306,000 |
| Net income | -186,000 | -354,000 | -578,000 | -910,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,300,000 | 33,112,000 | 32,846,000 | 32,445,000 |
| Total capital | 33,980,000 | 33,822,000 | 33,661,000 | 33,380,000 |
| Risk-weighted assets | 55,814,000 | 63,342,000 | 74,837,000 | 91,288,000 |