Call reports 2016
PACIFIC WEST BANK — 2016
What PACIFIC WEST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 56,216,000 | 55,811,000 | 61,489,000 | 65,881,000 |
| Total loans | 45,124,000 | 46,538,000 | 46,874,000 | 48,301,000 |
| Allowance for loan losses | 712,000 | 712,000 | 721,000 | 721,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,877,000 | 48,383,000 | 53,961,000 | 55,322,000 |
| Interest-bearing deposits | 36,813,000 | 36,740,000 | 39,672,000 | 37,758,000 |
| Noninterest-bearing deposits | 12,064,000 | 11,643,000 | 14,289,000 | 17,564,000 |
| Equity capital | 6,207,000 | 6,297,000 | 6,395,000 | 9,430,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 629,000 | 1,267,000 | 1,929,000 | 2,644,000 |
| Interest expense | 59,000 | 125,000 | 197,000 | 271,000 |
| Net interest income | 570,000 | 1,142,000 | 1,732,000 | 2,373,000 |
| Noninterest income | 31,000 | 64,000 | 96,000 | 127,000 |
| Noninterest expense | 537,000 | 1,050,000 | 1,574,000 | 2,145,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 64,000 | 156,000 | 254,000 | 355,000 |
| Income tax | 0 | 2,000 | 2,000 | -2,932,000 |
| Net income | 64,000 | 154,000 | 252,000 | 3,287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,207,000 | 6,297,000 | 6,395,000 | 6,497,000 |
| Total capital | 6,801,000 | 6,899,000 | 7,012,000 | 7,124,000 |
| Risk-weighted assets | 47,396,000 | 48,074,000 | 49,282,000 | 48,916,000 |