Call reports 2015
PACIFIC WEST BANK — 2015
What PACIFIC WEST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 52,891,000 | 52,234,000 | 56,910,000 | 54,125,000 |
| Total loans | 37,467,000 | 39,268,000 | 37,638,000 | 41,332,000 |
| Allowance for loan losses | 710,000 | 712,000 | 712,000 | 712,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,041,000 | 47,040,000 | 50,811,000 | 47,822,000 |
| Interest-bearing deposits | 36,216,000 | 35,790,000 | 39,308,000 | 34,589,000 |
| Noninterest-bearing deposits | 11,825,000 | 11,250,000 | 11,503,000 | 13,233,000 |
| Equity capital | 4,694,000 | 5,023,000 | 5,956,000 | 6,143,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 518,000 | 1,074,000 | 1,649,000 | 2,240,000 |
| Interest expense | 61,000 | 123,000 | 184,000 | 244,000 |
| Net interest income | 457,000 | 951,000 | 1,465,000 | 1,996,000 |
| Noninterest income | 26,000 | 54,000 | 84,000 | 115,000 |
| Noninterest expense | 534,000 | 1,055,000 | 1,566,000 | 2,088,000 |
| Provision for loan losses | -61,000 | -61,000 | -61,000 | -61,000 |
| Pretax income | 10,000 | 11,000 | 44,000 | 84,000 |
| Income tax | 0 | 0 | 2,000 | 2,000 |
| Net income | 10,000 | 11,000 | 42,000 | 82,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,694,000 | 5,023,000 | 5,956,000 | 6,143,000 |
| Total capital | 5,173,000 | 5,521,000 | 6,441,000 | 6,681,000 |
| Risk-weighted assets | 38,129,000 | 39,656,000 | 38,622,000 | 42,755,000 |