Call reports 2014
PACIFIC WEST BANK — 2014
What PACIFIC WEST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 48,181,000 | 49,684,000 | 49,803,000 | 51,630,000 |
| Total loans | 38,823,000 | 38,381,000 | 37,747,000 | 38,490,000 |
| Allowance for loan losses | 895,000 | 844,000 | 793,000 | 768,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,032,000 | 44,263,000 | 46,247,000 | 46,903,000 |
| Interest-bearing deposits | 34,051,000 | 35,855,000 | 37,277,000 | 36,838,000 |
| Noninterest-bearing deposits | 8,981,000 | 8,408,000 | 8,970,000 | 10,065,000 |
| Equity capital | 2,997,000 | 3,264,000 | 3,392,000 | 4,565,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 548,000 | 1,098,000 | 1,648,000 | 2,203,000 |
| Interest expense | 62,000 | 127,000 | 190,000 | 253,000 |
| Net interest income | 486,000 | 971,000 | 1,458,000 | 1,950,000 |
| Noninterest income | 26,000 | 56,000 | 101,000 | 127,000 |
| Noninterest expense | 527,000 | 1,078,000 | 1,661,000 | 2,179,000 |
| Provision for loan losses | -28,000 | -81,000 | -260,000 | -288,000 |
| Pretax income | 13,000 | 30,000 | 158,000 | 186,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 13,000 | 30,000 | 158,000 | 186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,997,000 | 3,264,000 | 3,392,000 | 4,565,000 |
| Total capital | 3,499,000 | 3,742,000 | 3,858,000 | 5,042,000 |
| Risk-weighted assets | 39,731,000 | 37,877,000 | 36,919,000 | 37,822,000 |