Call reports 2013
PACIFIC WEST BANK — 2013
What PACIFIC WEST BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 50,683,000 | 49,904,000 | 49,893,000 | 48,323,000 |
| Total loans | 34,696,000 | 36,510,000 | 37,750,000 | 38,266,000 |
| Allowance for loan losses | 928,000 | 940,000 | 940,000 | 920,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,771,000 | 45,881,000 | 45,768,000 | 44,161,000 |
| Interest-bearing deposits | 36,830,000 | 36,426,000 | 35,367,000 | 34,780,000 |
| Noninterest-bearing deposits | 9,941,000 | 9,455,000 | 10,401,000 | 9,381,000 |
| Equity capital | 2,784,000 | 2,897,000 | 2,955,000 | 2,983,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 574,000 | 1,134,000 | 1,706,000 | 2,267,000 |
| Interest expense | 78,000 | 147,000 | 212,000 | 274,000 |
| Net interest income | 496,000 | 987,000 | 1,494,000 | 1,993,000 |
| Noninterest income | 28,000 | 54,000 | 81,000 | 107,000 |
| Noninterest expense | 563,000 | 1,120,000 | 1,654,000 | 2,193,000 |
| Provision for loan losses | 0 | 0 | -56,000 | -96,000 |
| Pretax income | -39,000 | -79,000 | -23,000 | 3,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | -41,000 | -81,000 | -25,000 | 1,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,784,000 | 2,897,000 | 2,955,000 | 2,983,000 |
| Total capital | 3,238,000 | 3,381,000 | 3,450,000 | 3,480,000 |
| Risk-weighted assets | 35,811,000 | 38,241,000 | 39,130,000 | 39,307,000 |