Call reports 2012
PACIFIC WEST BANK — 2012
What PACIFIC WEST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 56,759,000 | 51,674,000 | 51,855,000 | 54,161,000 |
| Total loans | 35,327,000 | 36,311,000 | 35,880,000 | 35,699,000 |
| Allowance for loan losses | 1,155,000 | 1,169,000 | 1,118,000 | 1,023,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,076,000 | 47,786,000 | 47,899,000 | 50,299,000 |
| Interest-bearing deposits | 40,357,000 | 38,529,000 | 38,202,000 | 41,194,000 |
| Noninterest-bearing deposits | 10,719,000 | 9,257,000 | 9,697,000 | 9,105,000 |
| Equity capital | 2,802,000 | 2,754,000 | 2,788,000 | 2,725,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 600,000 | 1,188,000 | 1,789,000 | 2,347,000 |
| Interest expense | 117,000 | 223,000 | 324,000 | 420,000 |
| Net interest income | 483,000 | 965,000 | 1,465,000 | 1,927,000 |
| Noninterest income | 35,000 | 66,000 | 101,000 | 129,000 |
| Noninterest expense | 650,000 | 1,216,000 | 1,791,000 | 2,347,000 |
| Provision for loan losses | -54,000 | -54,000 | -125,000 | -125,000 |
| Pretax income | -78,000 | -131,000 | -100,000 | -166,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | -80,000 | -133,000 | -102,000 | -168,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,802,000 | 2,754,000 | 2,788,000 | 2,725,000 |
| Total capital | 3,265,000 | 3,228,000 | 3,253,000 | 3,190,000 |
| Risk-weighted assets | 36,336,000 | 37,223,000 | 36,511,000 | 36,593,000 |