Call reports 2011
PACIFIC WEST BANK — 2011
What PACIFIC WEST BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 63,448,000 | 61,026,000 | 60,918,000 | 57,806,000 |
| Total loans | 41,518,000 | 40,774,000 | 37,626,000 | 37,207,000 |
| Allowance for loan losses | 1,435,000 | 1,395,000 | 1,230,000 | 1,215,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,511,000 | 51,636,000 | 52,053,000 | 50,288,000 |
| Interest-bearing deposits | 45,867,000 | 43,370,000 | 42,702,000 | 40,409,000 |
| Noninterest-bearing deposits | 8,644,000 | 8,266,000 | 9,351,000 | 9,879,000 |
| Equity capital | 3,235,000 | 3,747,000 | 3,206,000 | 2,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 812,000 | 1,486,000 | 2,144,000 | 2,775,000 |
| Interest expense | 204,000 | 390,000 | 569,000 | 726,000 |
| Net interest income | 608,000 | 1,096,000 | 1,575,000 | 2,049,000 |
| Noninterest income | -174,000 | -135,000 | -347,000 | -398,000 |
| Noninterest expense | 762,000 | 1,541,000 | 2,179,000 | 3,007,000 |
| Provision for loan losses | 475,000 | 475,000 | 931,000 | 860,000 |
| Pretax income | -803,000 | -1,055,000 | -1,882,000 | -2,216,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | -805,000 | -1,057,000 | -1,884,000 | -2,218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,235,000 | 3,747,000 | 3,206,000 | 2,878,000 |
| Total capital | 3,823,000 | 4,311,000 | 3,718,000 | 3,365,000 |
| Risk-weighted assets | 46,141,000 | 44,263,000 | 40,203,000 | 38,258,000 |