Call reports 2006
PACIFIC WEST BANK — 2006
What PACIFIC WEST BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 19,754,000 | 20,488,000 | 22,896,000 | 26,541,000 |
| Total loans | 14,217,000 | 16,122,000 | 19,915,000 | 22,256,000 |
| Allowance for loan losses | 238,000 | 287,000 | 320,000 | 350,000 |
| Securities available for sale | 296,000 | 294,000 | 297,000 | 0 |
| Securities held to maturity | 1,829,000 | 1,825,000 | 1,821,000 | 1,817,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,260,000 | 13,975,000 | 16,319,000 | 19,471,000 |
| Interest-bearing deposits | 9,019,000 | 10,471,000 | 10,593,000 | 12,543,000 |
| Noninterest-bearing deposits | 4,241,000 | 3,504,000 | 5,726,000 | 6,928,000 |
| Equity capital | 6,424,000 | 6,424,000 | 6,488,000 | 6,928,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 338,000 | 729,000 | 1,181,000 | 1,725,000 |
| Interest expense | 56,000 | 136,000 | 236,000 | 358,000 |
| Net interest income | 282,000 | 593,000 | 945,000 | 1,367,000 |
| Noninterest income | 2,000 | 5,000 | 8,000 | 10,000 |
| Noninterest expense | 266,000 | 530,000 | 793,000 | 1,054,000 |
| Provision for loan losses | 50,000 | 99,000 | 132,000 | 162,000 |
| Pretax income | -32,000 | -31,000 | 28,000 | 158,000 |
| Income tax | 0 | 0 | 0 | -301,000 |
| Net income | -32,000 | -31,000 | 28,000 | 459,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,427,000 | 6,428,000 | 6,490,000 | 6,796,000 |
| Total capital | 6,646,000 | 6,665,000 | 6,765,000 | 7,119,000 |
| Risk-weighted assets | 16,744,000 | 18,946,000 | 21,916,000 | 25,938,000 |