Call reports 2014
FIRST FEDERAL SAVINGS BANK OF ELIZABETHTOWN — 2014
What FIRST FEDERAL SAVINGS BANK OF ELIZABETHTOWN reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 836,799,000 | 803,302,000 | 753,722,000 | 775,115,000 |
| Total loans | 459,844,000 | 456,682,000 | 437,033,000 | 430,054,000 |
| Allowance for loan losses | 9,608,000 | 9,538,000 | 8,218,000 | 7,677,000 |
| Securities available for sale | 240,827,000 | 212,231,000 | 208,087,000 | 223,579,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 759,377,000 | 723,715,000 | 673,797,000 | 697,874,000 |
| Interest-bearing deposits | 755,146,000 | 714,733,000 | 667,542,000 | 687,967,000 |
| Noninterest-bearing deposits | 4,231,000 | 8,982,000 | 6,255,000 | 9,907,000 |
| Equity capital | 61,549,000 | 63,159,000 | 63,578,000 | 61,942,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 7,272,000 | 14,268,000 | 20,665,000 | 26,773,000 |
| Interest expense | 1,409,000 | 2,690,000 | 3,862,000 | 4,998,000 |
| Net interest income | 5,863,000 | 11,578,000 | 16,803,000 | 21,775,000 |
| Noninterest income | 1,830,000 | 3,266,000 | 5,044,000 | 6,834,000 |
| Noninterest expense | 7,332,000 | 16,490,000 | 24,132,000 | 35,321,000 |
| Provision for loan losses | 0 | 100,000 | -1,576,000 | -2,312,000 |
| Pretax income | 298,000 | -1,781,000 | -731,000 | -4,410,000 |
| Income tax | 1,000 | -2,027,000 | -1,827,000 | -3,561,000 |
| Net income | 297,000 | 246,000 | 1,096,000 | -849,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,403,000 | 69,747,000 | 70,598,000 | 68,652,000 |
| Total capital | 76,160,000 | 76,163,000 | 76,637,000 | 74,543,000 |
| Risk-weighted assets | 537,739,000 | 510,153,000 | 485,407,000 | 469,476,000 |