Call reports 2013
FIRST FEDERAL SAVINGS BANK OF ELIZABETHTOWN — 2013
What FIRST FEDERAL SAVINGS BANK OF ELIZABETHTOWN reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 939,847,000 | 884,432,000 | 850,041,000 | 858,524,000 |
| Total loans | 507,420,000 | 494,181,000 | 477,100,000 | 467,331,000 |
| Allowance for loan losses | 15,812,000 | 15,947,000 | 12,224,000 | 9,576,000 |
| Securities available for sale | 324,040,000 | 309,132,000 | 290,183,000 | 269,282,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 855,514,000 | 798,639,000 | 747,077,000 | 783,633,000 |
| Interest-bearing deposits | 846,371,000 | 789,639,000 | 740,512,000 | 771,352,000 |
| Noninterest-bearing deposits | 9,143,000 | 9,000,000 | 6,565,000 | 12,281,000 |
| Equity capital | 66,946,000 | 58,982,000 | 59,523,000 | 58,489,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 8,573,000 | 16,813,000 | 24,901,000 | 32,537,000 |
| Interest expense | 2,268,000 | 4,174,000 | 5,868,000 | 7,464,000 |
| Net interest income | 6,305,000 | 12,639,000 | 19,033,000 | 25,073,000 |
| Noninterest income | 1,194,000 | 2,852,000 | 6,358,000 | 7,387,000 |
| Noninterest expense | 8,202,000 | 16,604,000 | 25,063,000 | 33,118,000 |
| Provision for loan losses | -1,037,000 | -825,000 | -1,325,000 | -3,086,000 |
| Pretax income | 561,000 | -61,000 | 1,892,000 | 2,654,000 |
| Income tax | 1,000 | 1,000 | 2,000 | 3,000 |
| Net income | 560,000 | -62,000 | 1,890,000 | 2,651,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,853,000 | 66,267,000 | 68,258,000 | 69,057,000 |
| Total capital | 74,517,000 | 73,840,000 | 75,542,000 | 76,147,000 |
| Risk-weighted assets | 604,180,000 | 597,461,000 | 577,008,000 | 564,707,000 |