Call reports 2012
FIRST FEDERAL SAVINGS BANK OF ELIZABETHTOWN — 2012
What FIRST FEDERAL SAVINGS BANK OF ELIZABETHTOWN reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,205,410,000 | 1,191,570,000 | 1,020,010,000 | 1,006,990,000 |
| Total loans | 693,894,000 | 640,711,000 | 576,037,000 | 528,722,000 |
| Allowance for loan losses | 17,599,000 | 16,253,000 | 18,292,000 | 17,264,000 |
| Securities available for sale | 355,794,000 | 317,289,000 | 321,707,000 | 354,131,000 |
| Securities held to maturity | 24,000 | 16,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,099,892,000 | 1,089,689,000 | 931,566,000 | 922,952,000 |
| Interest-bearing deposits | 1,088,980,000 | 1,077,079,000 | 929,479,000 | 915,983,000 |
| Noninterest-bearing deposits | 10,912,000 | 12,610,000 | 2,087,000 | 6,969,000 |
| Equity capital | 74,066,000 | 70,275,000 | 70,517,000 | 67,526,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 11,914,000 | 22,683,000 | 32,536,000 | 41,842,000 |
| Interest expense | 4,229,000 | 7,957,000 | 11,124,000 | 13,915,000 |
| Net interest income | 7,685,000 | 14,726,000 | 21,412,000 | 27,927,000 |
| Noninterest income | 1,182,000 | 2,179,000 | 6,615,000 | 8,611,000 |
| Noninterest expense | 8,376,000 | 19,509,000 | 30,220,000 | 38,473,000 |
| Provision for loan losses | 1,012,000 | 1,927,000 | 4,315,000 | 6,797,000 |
| Pretax income | 165,000 | -3,550,000 | -3,823,000 | -6,505,000 |
| Income tax | 1,000 | 1,000 | -83,000 | -18,000 |
| Net income | 164,000 | -3,551,000 | -3,740,000 | -6,487,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,157,000 | 68,545,000 | 68,974,000 | 66,256,000 |
| Total capital | 81,829,000 | 77,742,000 | 77,237,000 | 73,954,000 |
| Risk-weighted assets | 765,101,000 | 727,968,000 | 650,228,000 | 605,485,000 |