Call reports 2011
FIRST FEDERAL SAVINGS BANK OF ELIZABETHTOWN — 2011
What FIRST FEDERAL SAVINGS BANK OF ELIZABETHTOWN reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,285,909,000 | 1,241,668,000 | 1,223,161,000 | 1,228,694,000 |
| Total loans | 862,405,000 | 805,124,000 | 773,078,000 | 747,552,000 |
| Allowance for loan losses | 24,591,000 | 17,709,000 | 16,018,000 | 17,464,000 |
| Securities available for sale | 243,103,000 | 281,270,000 | 332,066,000 | 313,777,000 |
| Securities held to maturity | 120,000 | 22,000 | 23,000 | 24,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,167,002,000 | 1,127,406,000 | 1,108,529,000 | 1,123,348,000 |
| Interest-bearing deposits | 1,154,362,000 | 1,120,502,000 | 1,101,944,000 | 1,114,415,000 |
| Noninterest-bearing deposits | 12,640,000 | 6,904,000 | 6,585,000 | 8,933,000 |
| Equity capital | 89,079,000 | 80,607,000 | 76,574,000 | 73,954,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 14,181,000 | 27,854,000 | 40,795,000 | 53,591,000 |
| Interest expense | 5,209,000 | 10,163,000 | 14,876,000 | 19,328,000 |
| Net interest income | 8,972,000 | 17,691,000 | 25,919,000 | 34,263,000 |
| Noninterest income | 1,934,000 | -310,000 | -1,290,000 | -307,000 |
| Noninterest expense | 9,351,000 | 19,214,000 | 29,194,000 | 38,009,000 |
| Provision for loan losses | 3,465,000 | 12,982,000 | 19,106,000 | 21,210,000 |
| Pretax income | -1,878,000 | -14,727,000 | -23,555,000 | -24,742,000 |
| Income tax | -192,000 | -1,531,000 | -3,313,000 | -2,842,000 |
| Net income | -1,686,000 | -13,196,000 | -20,242,000 | -21,900,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,843,000 | 80,438,000 | 73,485,000 | 71,914,000 |
| Total capital | 103,317,000 | 91,426,000 | 84,138,000 | 82,081,000 |
| Risk-weighted assets | 904,303,000 | 872,305,000 | 846,133,000 | 806,074,000 |