Call reports 2010
FIRST FEDERAL SAVINGS BANK OF ELIZABETHTOWN — 2010
What FIRST FEDERAL SAVINGS BANK OF ELIZABETHTOWN reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,252,166,000 | 1,238,632,000 | 1,248,137,000 | 1,319,293,000 |
| Total loans | 971,620,000 | 955,628,000 | 933,308,000 | 888,321,000 |
| Allowance for loan losses | 18,810,000 | 20,953,000 | 20,091,000 | 22,665,000 |
| Securities available for sale | 79,013,000 | 144,291,000 | 164,441,000 | 195,738,000 |
| Securities held to maturity | 362,000 | 378,000 | 128,000 | 124,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,093,302,000 | 1,080,379,000 | 1,089,280,000 | 1,174,145,000 |
| Interest-bearing deposits | 1,082,029,000 | 1,071,076,000 | 1,082,087,000 | 1,165,407,000 |
| Noninterest-bearing deposits | 11,273,000 | 9,303,000 | 7,193,000 | 8,738,000 |
| Equity capital | 103,067,000 | 103,617,000 | 102,525,000 | 89,702,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 14,708,000 | 30,071,000 | 44,997,000 | 59,604,000 |
| Interest expense | 5,462,000 | 10,947,000 | 16,430,000 | 22,117,000 |
| Net interest income | 9,246,000 | 19,124,000 | 28,567,000 | 37,487,000 |
| Noninterest income | 2,310,000 | 4,470,000 | 7,067,000 | 8,209,000 |
| Noninterest expense | 8,232,000 | 16,829,000 | 25,503,000 | 33,941,000 |
| Provision for loan losses | 1,752,000 | 5,026,000 | 11,353,000 | 16,881,000 |
| Pretax income | 1,400,000 | 1,555,000 | -2,054,000 | -6,174,000 |
| Income tax | 397,000 | 379,000 | -967,000 | 1,940,000 |
| Net income | 1,003,000 | 1,176,000 | -1,087,000 | -8,114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 102,809,000 | 102,508,000 | 100,344,000 | 93,423,000 |
| Total capital | 115,427,000 | 114,800,000 | 112,202,000 | 105,103,000 |
| Risk-weighted assets | 1,001,970,000 | 974,717,000 | 939,639,000 | 923,487,000 |