Call reports 2009
FIRST FEDERAL SAVINGS BANK OF ELIZABETHTOWN — 2009
What FIRST FEDERAL SAVINGS BANK OF ELIZABETHTOWN reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,052,047,000 | 1,101,259,000 | 1,106,351,000 | 1,208,344,000 |
| Total loans | 954,064,000 | 981,852,000 | 987,850,000 | 1,003,109,000 |
| Allowance for loan losses | 15,072,000 | 14,236,000 | 16,173,000 | 17,719,000 |
| Securities available for sale | 14,756,000 | 33,001,000 | 34,183,000 | 44,787,000 |
| Securities held to maturity | 6,097,000 | 1,804,000 | 1,347,000 | 1,167,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 822,326,000 | 822,694,000 | 939,317,000 | 1,051,602,000 |
| Interest-bearing deposits | 815,551,000 | 816,290,000 | 933,474,000 | 1,044,570,000 |
| Noninterest-bearing deposits | 6,775,000 | 6,404,000 | 5,843,000 | 7,032,000 |
| Equity capital | 109,202,000 | 109,978,000 | 111,082,000 | 101,930,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 14,337,000 | 28,906,000 | 43,763,000 | 58,821,000 |
| Interest expense | 5,140,000 | 10,131,000 | 15,256,000 | 20,439,000 |
| Net interest income | 9,197,000 | 18,775,000 | 28,507,000 | 38,382,000 |
| Noninterest income | 2,144,000 | 4,462,000 | 6,642,000 | 9,307,000 |
| Noninterest expense | 7,659,000 | 15,994,000 | 23,912,000 | 43,538,000 |
| Provision for loan losses | 2,045,000 | 3,958,000 | 6,441,000 | 9,524,000 |
| Pretax income | 1,482,000 | 2,885,000 | 4,093,000 | -6,235,000 |
| Income tax | 463,000 | 892,000 | 1,253,000 | -541,000 |
| Net income | 1,019,000 | 1,993,000 | 2,840,000 | -5,694,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 97,883,000 | 98,397,000 | 98,785,000 | 101,719,000 |
| Total capital | 109,377,000 | 110,528,000 | 111,062,000 | 114,514,000 |
| Risk-weighted assets | 928,674,000 | 969,107,000 | 977,944,000 | 1,018,341,000 |