Call reports 2008
FIRST FEDERAL SAVINGS BANK OF ELIZABETHTOWN — 2008
What FIRST FEDERAL SAVINGS BANK OF ELIZABETHTOWN reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 879,356,000 | 967,490,000 | 989,987,000 | 1,014,126,000 |
| Total loans | 782,891,000 | 844,542,000 | 872,485,000 | 913,001,000 |
| Allowance for loan losses | 8,395,000 | 8,917,000 | 10,508,000 | 13,565,000 |
| Securities available for sale | 20,214,000 | 18,632,000 | 15,928,000 | 14,833,000 |
| Securities held to maturity | 6,418,000 | 8,283,000 | 7,658,000 | 7,022,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 705,955,000 | 786,165,000 | 777,319,000 | 776,201,000 |
| Interest-bearing deposits | 695,669,000 | 771,477,000 | 763,428,000 | 769,714,000 |
| Noninterest-bearing deposits | 10,286,000 | 14,688,000 | 13,891,000 | 6,487,000 |
| Equity capital | 81,314,000 | 90,355,000 | 90,790,000 | 89,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 14,529,000 | 28,298,000 | 43,142,000 | 57,591,000 |
| Interest expense | 6,604,000 | 12,196,000 | 18,284,000 | 23,821,000 |
| Net interest income | 7,925,000 | 16,102,000 | 24,858,000 | 33,770,000 |
| Noninterest income | 1,928,000 | 4,261,000 | 6,543,000 | 8,808,000 |
| Noninterest expense | 6,197,000 | 12,579,000 | 20,098,000 | 27,766,000 |
| Provision for loan losses | 584,000 | 1,098,000 | 2,819,000 | 5,947,000 |
| Pretax income | 3,072,000 | 6,686,000 | 8,484,000 | 8,865,000 |
| Income tax | 1,012,000 | 2,210,000 | 2,792,000 | 2,887,000 |
| Net income | 2,060,000 | 4,476,000 | 5,692,000 | 5,978,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,084,000 | 76,620,000 | 78,621,000 | 78,784,000 |
| Total capital | 81,573,000 | 85,596,000 | 89,136,000 | 89,979,000 |
| Risk-weighted assets | 783,680,000 | 832,817,000 | 856,657,000 | 893,279,000 |