Call reports 2026
CORNERSTONE BANK — 2026
What CORNERSTONE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 477,432,000 | 504,939,000 |
| Total loans | 435,376,000 | 436,598,000 |
| Allowance for loan losses | 4,907,000 | 4,932,000 |
| Securities available for sale | 18,067,000 | 17,898,000 |
| Securities held to maturity | 7,773,000 | 7,272,000 |
| Trading assets | 0 | 0 |
| Total deposits | 327,362,000 | 298,395,000 |
| Interest-bearing deposits | 262,194,000 | 228,455,000 |
| Noninterest-bearing deposits | 65,168,000 | 69,940,000 |
| Equity capital | 43,633,000 | 43,643,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 7,371,000 | 14,828,000 |
| Interest expense | 3,491,000 | 6,837,000 |
| Net interest income | 3,880,000 | 7,991,000 |
| Noninterest income | 52,000 | 107,000 |
| Noninterest expense | 1,916,000 | 4,213,000 |
| Provision for loan losses | 0 | 110,000 |
| Pretax income | 2,066,000 | 3,780,000 |
| Income tax | 41,000 | 149,000 |
| Net income | 2,025,000 | 3,631,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 44,188,000 | 44,393,000 |
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