Call reports 2018

CORNERSTONE BANK — 2018

Name: CORNERSTONE BANK — FFIEC call report 2018
Creator: CORNERSTONE BANK

What CORNERSTONE BANK reported to the FFIEC in 2018, quarter by quarter.

PERIOD: 2018SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/0cdafe29-33db-4646-8e09-8c3253332a5c/2018

Balance sheet

What the bank holds and owes at quarter end

Measure	2018Q1	2018Q2	2018Q3	2018Q4
Total assets	199,809,000	200,602,000	209,589,000	217,697,000
Total loans	159,033,000	161,382,000	169,748,000	178,290,000
Allowance for loan losses	2,303,000	2,326,000	2,412,000	2,400,000
Securities available for sale	22,895,000	22,181,000	22,431,000	22,485,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	158,765,000	161,531,000	165,602,000	179,303,000
Interest-bearing deposits	123,695,000	126,444,000	126,632,000	137,261,000
Noninterest-bearing deposits	35,070,000	35,087,000	38,970,000	42,042,000
Equity capital	18,715,000	18,795,000	18,690,000	20,245,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2018Q1	2018Q2	2018Q3	2018Q4
Interest income	2,173,000	4,390,000	6,743,000	9,556,000
Interest expense	418,000	870,000	1,407,000	2,066,000
Net interest income	1,755,000	3,520,000	5,336,000	7,490,000
Noninterest income	-40,000	-495,000	-505,000	-650,000
Noninterest expense	1,049,000	2,064,000	3,103,000	4,167,000
Provision for loan losses	0	0	0	0
Pretax income	655,000	948,000	1,706,000	2,648,000
Income tax	28,000	39,000	72,000	-443,000
Net income	627,000	909,000	1,634,000	3,091,000

Basel measures — not reported for every quarter

Measure	2018Q1	2018Q2	2018Q3	2018Q4
Tier 1 capital	19,251,000	19,433,000	19,422,000	20,427,000
Total capital	21,267,000	21,429,000	21,513,000	22,604,000
Risk-weighted assets	160,971,000	159,360,000	166,992,000	173,933,000