Call reports 2005
FIRST COMMUNITY BANK OF PALM BEACH COUNTY — 2005
What FIRST COMMUNITY BANK OF PALM BEACH COUNTY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 |
|---|---|
| Total assets | 155,824,000 |
| Total loans | 96,854,000 |
| Allowance for loan losses | 994,000 |
| Securities available for sale | 31,608,000 |
| Securities held to maturity | 1,526,000 |
| Trading assets | 0 |
| Total deposits | 137,635,000 |
| Interest-bearing deposits | 92,519,000 |
| Noninterest-bearing deposits | 45,116,000 |
| Equity capital | 11,341,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 |
|---|---|
| Interest income | 1,946,000 |
| Interest expense | 325,000 |
| Net interest income | 1,621,000 |
| Noninterest income | 297,000 |
| Noninterest expense | 1,410,000 |
| Provision for loan losses | 0 |
| Pretax income | 508,000 |
| Income tax | 0 |
| Net income | 508,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 |
|---|---|
| Tier 1 capital | 12,013,000 |
| Total capital | 13,007,000 |
| Risk-weighted assets | 104,878,000 |
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