Call reports 2020
OLD EXCHANGE NATIONAL BANK OF OKAWVILLE, THE — 2020
What OLD EXCHANGE NATIONAL BANK OF OKAWVILLE, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 71,438,000 | 81,268,000 | 83,970,000 | 90,201,000 |
| Total loans | 30,654,000 | 34,478,000 | 34,576,000 | 34,423,000 |
| Allowance for loan losses | 396,000 | 405,000 | 405,000 | 379,000 |
| Securities available for sale | 31,337,000 | 33,812,000 | 37,044,000 | 40,538,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,404,000 | 67,478,000 | 70,211,000 | 76,274,000 |
| Interest-bearing deposits | 54,553,000 | 54,798,000 | 55,955,000 | 60,352,000 |
| Noninterest-bearing deposits | 8,851,000 | 12,680,000 | 14,256,000 | 15,922,000 |
| Equity capital | 7,805,000 | 9,343,000 | 9,335,000 | 9,611,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 703,000 | 1,375,000 | 2,046,000 | 2,734,000 |
| Interest expense | 183,000 | 366,000 | 545,000 | 722,000 |
| Net interest income | 520,000 | 1,009,000 | 1,501,000 | 2,012,000 |
| Noninterest income | 20,000 | 53,000 | 70,000 | 87,000 |
| Noninterest expense | 313,000 | 651,000 | 948,000 | 1,277,000 |
| Provision for loan losses | 0 | 9,000 | 9,000 | 9,000 |
| Pretax income | 367,000 | 542,000 | 753,000 | 953,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 367,000 | 542,000 | 753,000 | 953,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,273,000 | 8,218,000 | 8,110,000 | 8,310,000 |
| Total capital | 8,684,000 | 8,638,000 | 8,530,000 | 8,704,000 |
| Risk-weighted assets | 33,608,000 | 36,704,000 | 37,450,000 | 40,415,000 |