Call reports 2016
OLD EXCHANGE NATIONAL BANK OF OKAWVILLE, THE — 2016
What OLD EXCHANGE NATIONAL BANK OF OKAWVILLE, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 62,109,000 | 62,493,000 | 62,177,000 | 66,863,000 |
| Total loans | 33,292,000 | 32,982,000 | 35,069,000 | 36,463,000 |
| Allowance for loan losses | 330,000 | 342,000 | 345,000 | 355,000 |
| Securities available for sale | 21,922,000 | 23,060,000 | 22,564,000 | 21,810,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,349,000 | 54,151,000 | 52,795,000 | 57,826,000 |
| Interest-bearing deposits | 46,854,000 | 45,335,000 | 45,013,000 | 45,181,000 |
| Noninterest-bearing deposits | 7,495,000 | 8,816,000 | 7,782,000 | 12,645,000 |
| Equity capital | 6,743,000 | 6,815,000 | 6,815,000 | 6,536,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 571,000 | 1,125,000 | 1,703,000 | 2,286,000 |
| Interest expense | 103,000 | 208,000 | 316,000 | 425,000 |
| Net interest income | 468,000 | 917,000 | 1,387,000 | 1,861,000 |
| Noninterest income | 17,000 | 31,000 | 41,000 | 53,000 |
| Noninterest expense | 286,000 | 581,000 | 873,000 | 1,181,000 |
| Provision for loan losses | 15,000 | 26,000 | 29,000 | 38,000 |
| Pretax income | 185,000 | 345,000 | 530,000 | 699,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 185,000 | 345,000 | 530,000 | 699,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,492,000 | 6,467,000 | 6,481,000 | 6,649,000 |
| Total capital | 6,837,000 | 6,824,000 | 6,841,000 | 7,019,000 |
| Risk-weighted assets | 35,028,000 | 34,002,000 | 34,996,000 | 41,090,000 |