Call reports 2025
TRI CITY NATIONAL BANK — 2025
What TRI CITY NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,849,019,000 | 1,853,912,000 | 1,942,115,000 | 2,007,657,000 |
| Total loans | 1,171,444,000 | 1,158,688,000 | 1,153,232,000 | 1,166,918,000 |
| Allowance for loan losses | 14,175,000 | 14,433,000 | 14,327,000 | 14,333,000 |
| Securities available for sale | 470,179,000 | 461,027,000 | 471,739,000 | 493,811,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,670,867,000 | 1,667,700,000 | 1,739,560,000 | 1,807,131,000 |
| Interest-bearing deposits | 1,265,298,000 | 1,263,756,000 | 1,305,599,000 | 1,390,941,000 |
| Noninterest-bearing deposits | 405,569,000 | 403,944,000 | 433,961,000 | 416,190,000 |
| Equity capital | 163,227,000 | 170,563,000 | 180,090,000 | 185,280,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 18,477,000 | 37,498,000 | 58,785,000 | 79,916,000 |
| Interest expense | 4,515,000 | 8,788,000 | 13,181,000 | 17,654,000 |
| Net interest income | 13,962,000 | 28,710,000 | 45,604,000 | 62,262,000 |
| Noninterest income | 3,450,000 | 7,117,000 | 10,902,000 | 14,499,000 |
| Noninterest expense | 13,401,000 | 27,221,000 | 42,300,000 | 56,564,000 |
| Provision for loan losses | 0 | 250,000 | 250,000 | 250,000 |
| Pretax income | 4,011,000 | 7,789,000 | 12,847,000 | 17,689,000 |
| Income tax | 665,000 | 1,199,000 | 2,036,000 | 2,773,000 |
| Net income | 3,346,000 | 6,590,000 | 10,811,000 | 14,916,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 212,275,000 | 214,135,000 | 216,747,000 | 219,243,000 |