Call reports 2020
TRI CITY NATIONAL BANK — 2020
What TRI CITY NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,462,655,000 | 1,682,704,000 | 1,732,457,000 | 1,799,416,000 |
| Total loans | 897,333,000 | 998,618,000 | 997,303,000 | 959,331,000 |
| Allowance for loan losses | 11,184,000 | 12,128,000 | 12,613,000 | 13,107,000 |
| Securities available for sale | 387,820,000 | 401,790,000 | 463,617,000 | 559,064,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,262,390,000 | 1,455,692,000 | 1,505,073,000 | 1,576,153,000 |
| Interest-bearing deposits | 955,307,000 | 1,057,640,000 | 1,101,511,000 | 1,157,906,000 |
| Noninterest-bearing deposits | 307,083,000 | 398,052,000 | 403,562,000 | 418,247,000 |
| Equity capital | 173,373,000 | 183,443,000 | 186,185,000 | 188,970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 12,966,000 | 25,642,000 | 38,786,000 | 52,748,000 |
| Interest expense | 546,000 | 874,000 | 1,167,000 | 1,447,000 |
| Net interest income | 12,420,000 | 24,768,000 | 37,619,000 | 51,301,000 |
| Noninterest income | 3,575,000 | 7,449,000 | 12,263,000 | 16,719,000 |
| Noninterest expense | 12,482,000 | 23,945,000 | 36,888,000 | 49,783,000 |
| Provision for loan losses | 0 | 600,000 | 900,000 | 1,500,000 |
| Pretax income | 3,513,000 | 7,672,000 | 12,094,000 | 16,737,000 |
| Income tax | 495,000 | 1,155,000 | 1,863,000 | 2,519,000 |
| Net income | 3,018,000 | 6,517,000 | 10,231,000 | 14,218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 173,191,000 | 175,522,000 | 178,068,000 | 180,887,000 |
| Total capital | 184,375,000 | — | — | — |
| Risk-weighted assets | 1,009,638,000 | — | — | — |