Call reports 2016
TRI CITY NATIONAL BANK — 2016
What TRI CITY NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,332,399,000 | 1,308,889,000 | 1,380,186,000 | 1,425,944,000 |
| Total loans | 736,390,000 | 750,041,000 | 768,371,000 | 800,087,000 |
| Allowance for loan losses | 11,182,000 | 11,379,000 | 11,447,000 | 11,256,000 |
| Securities available for sale | 425,355,000 | 439,558,000 | 458,314,000 | 440,331,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,190,685,000 | 1,163,856,000 | 1,223,297,000 | 1,285,346,000 |
| Interest-bearing deposits | 961,526,000 | 927,370,000 | 962,231,000 | 1,020,293,000 |
| Noninterest-bearing deposits | 229,159,000 | 236,486,000 | 261,066,000 | 265,053,000 |
| Equity capital | 135,722,000 | 138,105,000 | 139,948,000 | 136,306,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 11,076,000 | 21,929,000 | 32,814,000 | 44,652,000 |
| Interest expense | 301,000 | 602,000 | 917,000 | 1,242,000 |
| Net interest income | 10,775,000 | 21,327,000 | 31,897,000 | 43,410,000 |
| Noninterest income | 3,605,000 | 7,175,000 | 11,038,000 | 14,577,000 |
| Noninterest expense | 10,372,000 | 20,668,000 | 31,133,000 | 40,962,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 900,000 |
| Pretax income | 3,708,000 | 7,234,000 | 10,902,000 | 16,125,000 |
| Income tax | 1,270,000 | 2,470,000 | 3,678,000 | 5,382,000 |
| Net income | 2,438,000 | 4,764,000 | 7,224,000 | 10,743,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 132,762,000 | 134,025,000 | 135,421,000 | 137,875,000 |
| Total capital | 142,880,000 | 144,240,000 | 145,884,000 | 148,788,000 |
| Risk-weighted assets | 808,382,000 | 816,059,000 | 836,030,000 | 872,731,000 |