Call reports 2015
TRI CITY NATIONAL BANK — 2015
What TRI CITY NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,256,226,000 | 1,235,541,000 | 1,280,490,000 | 1,331,086,000 |
| Total loans | 694,932,000 | 717,426,000 | 716,795,000 | 730,217,000 |
| Allowance for loan losses | 12,602,000 | 13,199,000 | 13,369,000 | 11,592,000 |
| Securities available for sale | 184,373,000 | 363,652,000 | 364,384,000 | 445,339,000 |
| Securities held to maturity | 190,714,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,107,186,000 | 1,103,621,000 | 1,143,565,000 | 1,195,560,000 |
| Interest-bearing deposits | 889,778,000 | 876,046,000 | 901,775,000 | 961,902,000 |
| Noninterest-bearing deposits | 217,408,000 | 227,575,000 | 241,790,000 | 233,658,000 |
| Equity capital | 127,584,000 | 128,540,000 | 131,643,000 | 131,984,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 9,833,000 | 20,345,000 | 30,743,000 | 41,193,000 |
| Interest expense | 296,000 | 577,000 | 861,000 | 1,146,000 |
| Net interest income | 9,537,000 | 19,768,000 | 29,882,000 | 40,047,000 |
| Noninterest income | 3,892,000 | 7,836,000 | 11,533,000 | 15,745,000 |
| Noninterest expense | 10,269,000 | 20,363,000 | 30,410,000 | 39,827,000 |
| Provision for loan losses | 750,000 | 1,500,000 | 2,250,000 | 3,000,000 |
| Pretax income | 2,410,000 | 8,658,000 | 11,672,000 | 15,882,000 |
| Income tax | 739,000 | 2,897,000 | 3,885,000 | 5,323,000 |
| Net income | 1,671,000 | 5,761,000 | 7,787,000 | 10,559,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 125,791,000 | 128,816,000 | 129,778,000 | 131,487,000 |
| Total capital | 135,432,000 | 138,623,000 | 139,591,000 | 141,502,000 |
| Risk-weighted assets | 768,323,000 | 781,186,000 | 781,452,000 | 799,570,000 |