Call reports 2014
TRI CITY NATIONAL BANK — 2014
What TRI CITY NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,180,913,000 | 1,193,927,000 | 1,182,990,000 | 1,250,541,000 |
| Total loans | 669,528,000 | 681,044,000 | 687,644,000 | 689,355,000 |
| Allowance for loan losses | 12,346,000 | 12,392,000 | 12,701,000 | 12,103,000 |
| Securities available for sale | 74,695,000 | 118,287,000 | 142,191,000 | 149,455,000 |
| Securities held to maturity | 291,004,000 | 283,362,000 | 252,290,000 | 207,493,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,059,702,000 | 1,065,041,000 | 1,055,919,000 | 1,120,822,000 |
| Interest-bearing deposits | 872,058,000 | 865,901,000 | 855,570,000 | 910,329,000 |
| Noninterest-bearing deposits | 187,644,000 | 199,140,000 | 200,349,000 | 210,493,000 |
| Equity capital | 118,837,000 | 121,364,000 | 123,286,000 | 126,158,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 9,938,000 | 20,382,000 | 30,918,000 | 41,182,000 |
| Interest expense | 344,000 | 663,000 | 974,000 | 1,286,000 |
| Net interest income | 9,594,000 | 19,719,000 | 29,944,000 | 39,896,000 |
| Noninterest income | 4,039,000 | 7,641,000 | 11,035,000 | 14,680,000 |
| Noninterest expense | 9,865,000 | 19,724,000 | 29,364,000 | 38,964,000 |
| Provision for loan losses | 750,000 | 1,500,000 | 2,250,000 | 3,000,000 |
| Pretax income | 3,018,000 | 6,136,000 | 9,365,000 | 12,612,000 |
| Income tax | 618,000 | 1,680,000 | 2,736,000 | 3,811,000 |
| Net income | 2,400,000 | 4,456,000 | 6,629,000 | 8,801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 118,508,000 | 120,607,000 | 122,823,000 | 125,044,000 |
| Total capital | 127,655,000 | 129,971,000 | 132,291,000 | 134,551,000 |
| Risk-weighted assets | 728,569,000 | 746,078,000 | 754,187,000 | 757,945,000 |