Call reports 2013
TRI CITY NATIONAL BANK — 2013
What TRI CITY NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,194,702,000 | 1,182,437,000 | 1,174,298,000 | 1,179,797,000 |
| Total loans | 690,266,000 | 689,298,000 | 686,777,000 | 683,155,000 |
| Allowance for loan losses | 11,379,000 | 11,414,000 | 12,025,000 | 12,371,000 |
| Securities available for sale | 0 | 0 | 0 | 32,272,000 |
| Securities held to maturity | 359,001,000 | 344,214,000 | 312,142,000 | 298,759,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,082,095,000 | 1,065,221,000 | 1,057,685,000 | 1,059,214,000 |
| Interest-bearing deposits | 901,369,000 | 878,265,000 | 857,366,000 | 866,183,000 |
| Noninterest-bearing deposits | 180,726,000 | 186,956,000 | 200,319,000 | 193,031,000 |
| Equity capital | 109,041,000 | 111,111,000 | 112,699,000 | 116,448,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 9,639,000 | 19,899,000 | 29,994,000 | 40,423,000 |
| Interest expense | 594,000 | 1,088,000 | 1,517,000 | 1,916,000 |
| Net interest income | 9,045,000 | 18,811,000 | 28,477,000 | 38,507,000 |
| Noninterest income | 4,112,000 | 10,142,000 | 14,227,000 | 20,989,000 |
| Noninterest expense | 9,915,000 | 20,117,000 | 30,365,000 | 39,657,000 |
| Provision for loan losses | 1,200,000 | 3,695,000 | 4,895,000 | 6,482,000 |
| Pretax income | 2,042,000 | 5,141,000 | 7,444,000 | 13,357,000 |
| Income tax | 609,000 | 1,637,000 | 2,353,000 | 4,436,000 |
| Net income | 1,433,000 | 3,504,000 | 5,091,000 | 8,921,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 108,404,000 | 110,531,000 | 112,177,000 | 116,064,000 |
| Total capital | 117,702,000 | 119,874,000 | 121,427,000 | 125,340,000 |
| Risk-weighted assets | 741,726,000 | 745,339,000 | 737,207,000 | 739,023,000 |