Call reports 2012
TRI CITY NATIONAL BANK — 2012
What TRI CITY NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,204,401,000 | 1,152,662,000 | 1,185,613,000 | 1,230,651,000 |
| Total loans | 698,385,000 | 697,229,000 | 700,263,000 | 704,824,000 |
| Allowance for loan losses | 11,849,000 | 11,566,000 | 11,712,000 | 12,197,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 397,198,000 | 335,691,000 | 369,585,000 | 351,336,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,037,337,000 | 1,027,356,000 | 1,051,818,000 | 1,119,736,000 |
| Interest-bearing deposits | 873,004,000 | 860,286,000 | 873,423,000 | 921,604,000 |
| Noninterest-bearing deposits | 164,333,000 | 167,070,000 | 178,395,000 | 198,132,000 |
| Equity capital | 120,160,000 | 120,818,000 | 120,423,000 | 107,608,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 12,561,000 | 24,392,000 | 35,017,000 | 45,643,000 |
| Interest expense | 914,000 | 1,781,000 | 2,556,000 | 3,227,000 |
| Net interest income | 11,647,000 | 22,611,000 | 32,461,000 | 42,416,000 |
| Noninterest income | 4,209,000 | 9,321,000 | 13,970,000 | 18,082,000 |
| Noninterest expense | 10,275,000 | 20,965,000 | 31,474,000 | 41,065,000 |
| Provision for loan losses | 1,500,000 | 3,000,000 | 5,000,000 | 7,200,000 |
| Pretax income | 4,081,000 | 7,967,000 | 9,957,000 | 12,233,000 |
| Income tax | 1,506,000 | 2,845,000 | 3,340,000 | 4,041,000 |
| Net income | 2,575,000 | 5,122,000 | 6,617,000 | 8,192,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 119,073,000 | 119,968,000 | 119,651,000 | 106,913,000 |
| Total capital | 128,490,000 | 129,356,000 | 129,177,000 | 116,536,000 |
| Risk-weighted assets | 750,927,000 | 748,871,000 | 759,897,000 | 767,276,000 |