Call reports 2026
CITIZENS STATE BANK — 2026
What CITIZENS STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 197,129,000 | 194,658,000 |
| Total loans | 129,410,000 | 131,645,000 |
| Allowance for loan losses | 1,578,000 | 1,578,000 |
| Securities available for sale | 27,895,000 | 31,286,000 |
| Securities held to maturity | 21,617,000 | 20,780,000 |
| Trading assets | 0 | 0 |
| Total deposits | 172,611,000 | 166,115,000 |
| Interest-bearing deposits | 133,168,000 | 128,463,000 |
| Noninterest-bearing deposits | 39,443,000 | 37,652,000 |
| Equity capital | 23,622,000 | 24,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,355,000 | 4,785,000 |
| Interest expense | 723,000 | 1,440,000 |
| Net interest income | 1,632,000 | 3,345,000 |
| Noninterest income | 142,000 | 274,000 |
| Noninterest expense | 868,000 | 1,723,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 895,000 | 1,779,000 |
| Income tax | 34,000 | 68,000 |
| Net income | 861,000 | 1,711,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 23,863,000 | 24,720,000 |
Machine access — free, no API key
Every figure shown here about CITIZENS STATE BANK — 2026 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.