Call reports 2006
CITIZENS STATE BANK — 2006
What CITIZENS STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 78,366,000 | 77,138,000 | 79,214,000 | 78,957,000 |
| Total loans | 50,496,000 | 51,102,000 | 52,094,000 | 51,605,000 |
| Allowance for loan losses | 819,000 | 833,000 | 835,000 | 835,000 |
| Securities available for sale | 9,559,000 | 9,466,000 | 10,291,000 | 9,931,000 |
| Securities held to maturity | 12,020,000 | 10,801,000 | 10,718,000 | 10,340,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,202,000 | 66,962,000 | 66,210,000 | 69,898,000 |
| Interest-bearing deposits | 58,112,000 | 56,269,000 | 55,057,000 | 57,613,000 |
| Noninterest-bearing deposits | 11,090,000 | 10,693,000 | 11,153,000 | 12,285,000 |
| Equity capital | 8,594,000 | 8,710,000 | 8,950,000 | 8,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,040,000 | 2,094,000 | 3,182,000 | 4,298,000 |
| Interest expense | 385,000 | 800,000 | 1,246,000 | 1,727,000 |
| Net interest income | 655,000 | 1,294,000 | 1,936,000 | 2,571,000 |
| Noninterest income | 77,000 | 154,000 | 238,000 | 355,000 |
| Noninterest expense | 543,000 | 1,074,000 | 1,608,000 | 2,148,000 |
| Provision for loan losses | 6,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 183,000 | 364,000 | 556,000 | 768,000 |
| Income tax | 33,000 | 67,000 | 107,000 | 141,000 |
| Net income | 150,000 | 297,000 | 449,000 | 627,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,259,000 | 7,405,000 | 7,558,000 | 7,224,000 |
| Total capital | 7,917,000 | 8,071,000 | 8,238,000 | 7,899,000 |
| Risk-weighted assets | 52,484,000 | 53,078,000 | 54,271,000 | 53,848,000 |
Machine access — free, no API key
Every figure shown here about CITIZENS STATE BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.