Call reports 2008
AMERICAN MIDWEST BANK — 2008
What AMERICAN MIDWEST BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 246,209,000 | 241,797,000 | 232,185,000 | 235,986,000 |
| Total loans | 160,585,000 | 158,500,000 | 158,050,000 | 153,537,000 |
| Allowance for loan losses | 1,418,000 | 1,379,000 | 1,368,000 | 1,602,000 |
| Securities available for sale | 61,816,000 | 55,556,000 | 52,752,000 | 59,517,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,028,000 | 191,885,000 | 185,468,000 | 194,308,000 |
| Interest-bearing deposits | 184,681,000 | 179,063,000 | 172,841,000 | 182,677,000 |
| Noninterest-bearing deposits | 14,348,000 | 12,822,000 | 12,627,000 | 11,632,000 |
| Equity capital | 26,950,000 | 25,843,000 | 27,159,000 | 25,686,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,581,000 | 6,977,000 | 10,295,000 | 13,511,000 |
| Interest expense | 1,456,000 | 2,771,000 | 3,974,000 | 5,203,000 |
| Net interest income | 2,125,000 | 4,206,000 | 6,321,000 | 8,308,000 |
| Noninterest income | 825,000 | 1,723,000 | 2,719,000 | 3,443,000 |
| Noninterest expense | 1,966,000 | 3,802,000 | 5,720,000 | 7,584,000 |
| Provision for loan losses | 5,000 | 10,000 | 18,000 | 879,000 |
| Pretax income | 974,000 | 2,100,000 | 3,281,000 | 3,267,000 |
| Income tax | -561,000 | -541,000 | -526,000 | -434,000 |
| Net income | 1,535,000 | 2,641,000 | 3,807,000 | 3,701,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,653,000 | 26,020,000 | 26,551,000 | 25,096,000 |
| Total capital | 27,071,000 | 27,399,000 | 27,919,000 | 26,698,000 |
| Risk-weighted assets | 173,873,000 | 171,290,000 | 170,056,000 | 166,975,000 |