Call reports 2007
AMERICAN MIDWEST BANK — 2007
What AMERICAN MIDWEST BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 242,830,000 | 240,819,000 | 243,833,000 | 244,303,000 |
| Total loans | 152,674,000 | 155,341,000 | 156,019,000 | 156,020,000 |
| Allowance for loan losses | 1,433,000 | 1,442,000 | 1,448,000 | 1,442,000 |
| Securities available for sale | 61,065,000 | 63,792,000 | 68,420,000 | 71,102,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,378,000 | 198,273,000 | 195,006,000 | 196,086,000 |
| Interest-bearing deposits | 189,963,000 | 184,316,000 | 181,207,000 | 181,566,000 |
| Noninterest-bearing deposits | 12,415,000 | 13,956,000 | 13,799,000 | 14,521,000 |
| Equity capital | 25,092,000 | 22,798,000 | 23,857,000 | 24,645,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,801,000 | 7,667,000 | 11,560,000 | 15,360,000 |
| Interest expense | 1,967,000 | 3,925,000 | 5,915,000 | 7,609,000 |
| Net interest income | 1,834,000 | 3,742,000 | 5,645,000 | 7,751,000 |
| Noninterest income | 738,000 | 1,515,000 | 2,278,000 | 2,891,000 |
| Noninterest expense | 1,862,000 | 3,703,000 | 5,537,000 | 7,277,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 631,000 | 1,475,000 | 2,307,000 | 3,307,000 |
| Income tax | 194,000 | 463,000 | 741,000 | 1,029,000 |
| Net income | 437,000 | 1,012,000 | 1,566,000 | 2,278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,428,000 | 23,762,000 | 24,090,000 | 24,522,000 |
| Total capital | 26,861,000 | 25,204,000 | 25,538,000 | 25,964,000 |
| Risk-weighted assets | 167,755,000 | 168,239,000 | 169,319,000 | 169,360,000 |