Call reports 2020
CITY NATIONAL BANK OF TAYLOR, THE — 2020
What CITY NATIONAL BANK OF TAYLOR, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 193,964,000 | 218,346,000 | 223,643,000 | 230,568,000 |
| Total loans | 121,354,000 | 126,947,000 | 121,757,000 | 115,302,000 |
| Allowance for loan losses | 1,628,000 | 1,785,000 | 1,794,000 | 1,819,000 |
| Securities available for sale | 46,200,000 | 46,674,000 | 46,020,000 | 44,546,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,077,000 | 193,519,000 | 198,452,000 | 205,740,000 |
| Interest-bearing deposits | 122,227,000 | 132,573,000 | 134,516,000 | 139,480,000 |
| Noninterest-bearing deposits | 48,850,000 | 60,946,000 | 63,936,000 | 66,260,000 |
| Equity capital | 22,355,000 | 23,965,000 | 24,127,000 | 24,534,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,987,000 | 3,781,000 | 5,507,000 | 7,494,000 |
| Interest expense | 41,000 | 89,000 | 139,000 | 183,000 |
| Net interest income | 1,946,000 | 3,692,000 | 5,368,000 | 7,311,000 |
| Noninterest income | 447,000 | 831,000 | 1,261,000 | 1,715,000 |
| Noninterest expense | 1,698,000 | 3,355,000 | 5,082,000 | 6,768,000 |
| Provision for loan losses | 0 | 150,000 | 150,000 | 150,000 |
| Pretax income | 761,000 | 1,084,000 | 1,499,000 | 2,210,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 761,000 | 1,084,000 | 1,499,000 | 2,210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,797,000 | 22,697,000 | 22,907,000 | 23,283,000 |
| Total capital | — | 23,911,000 | 24,067,000 | 24,423,000 |
| Risk-weighted assets | — | 96,617,000 | 92,204,000 | 90,597,000 |