Call reports 2016
CITY NATIONAL BANK OF TAYLOR, THE — 2016
What CITY NATIONAL BANK OF TAYLOR, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 193,301,000 | 191,006,000 | 198,051,000 | 196,269,000 |
| Total loans | 113,821,000 | 115,099,000 | 117,978,000 | 117,842,000 |
| Allowance for loan losses | 1,554,000 | 1,688,000 | 1,735,000 | 1,601,000 |
| Securities available for sale | 67,344,000 | 62,480,000 | 66,658,000 | 72,136,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,615,000 | 168,938,000 | 175,766,000 | 175,839,000 |
| Interest-bearing deposits | 130,040,000 | 127,372,000 | 129,389,000 | 132,430,000 |
| Noninterest-bearing deposits | 41,575,000 | 41,566,000 | 46,377,000 | 43,409,000 |
| Equity capital | 21,079,000 | 21,246,000 | 21,315,000 | 19,624,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,781,000 | 3,555,000 | 5,338,000 | 7,159,000 |
| Interest expense | 161,000 | 322,000 | 485,000 | 641,000 |
| Net interest income | 1,620,000 | 3,233,000 | 4,853,000 | 6,518,000 |
| Noninterest income | 417,000 | 836,000 | 1,268,000 | 1,707,000 |
| Noninterest expense | 1,673,000 | 3,297,000 | 4,936,000 | 6,574,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 150,000 |
| Pretax income | 383,000 | 840,000 | 1,211,000 | 1,662,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 383,000 | 840,000 | 1,211,000 | 1,662,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,251,000 | 21,262,000 | 21,364,000 | 21,317,000 |
| Total capital | 22,454,000 | 22,432,000 | 22,564,000 | 22,549,000 |
| Risk-weighted assets | 95,878,000 | 93,094,000 | 95,462,000 | 98,156,000 |