Call reports 2015
CITY NATIONAL BANK OF TAYLOR, THE — 2015
What CITY NATIONAL BANK OF TAYLOR, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 191,230,000 | 193,676,000 | 195,254,000 | 202,908,000 |
| Total loans | 97,365,000 | 102,934,000 | 110,646,000 | 113,121,000 |
| Allowance for loan losses | 1,341,000 | 1,388,000 | 1,430,000 | 1,507,000 |
| Securities available for sale | 85,548,000 | 83,349,000 | 71,007,000 | 68,782,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,409,000 | 166,123,000 | 173,005,000 | 181,752,000 |
| Interest-bearing deposits | 131,787,000 | 128,072,000 | 130,963,000 | 135,361,000 |
| Noninterest-bearing deposits | 37,622,000 | 38,051,000 | 42,042,000 | 46,391,000 |
| Equity capital | 21,199,000 | 20,705,000 | 21,078,000 | 20,756,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,703,000 | 3,415,000 | 5,197,000 | 6,974,000 |
| Interest expense | 187,000 | 373,000 | 560,000 | 733,000 |
| Net interest income | 1,516,000 | 3,042,000 | 4,637,000 | 6,241,000 |
| Noninterest income | 378,000 | 806,000 | 1,240,000 | 1,685,000 |
| Noninterest expense | 1,674,000 | 3,239,000 | 4,782,000 | 6,485,000 |
| Provision for loan losses | 99,000 | 198,000 | 243,000 | 338,000 |
| Pretax income | 187,000 | 656,000 | 1,159,000 | 1,484,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 187,000 | 656,000 | 1,159,000 | 1,484,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,116,000 | 21,336,000 | 21,576,000 | 21,160,000 |
| Total capital | 22,201,000 | 22,504,000 | 22,793,000 | 22,385,000 |
| Risk-weighted assets | 86,545,000 | 93,222,000 | 97,159,000 | 97,754,000 |